Fiscly vs Giday
Fiscly vs Giday: score breakdown
Giday scores 68/100 against 58/100 for Fiscly, a 10-point gap. Giday is ahead on Capability (18 vs 13), Value (18 vs 16) and Delivery (12 vs 9); they tie on Ease of use (20). Each sub-score is out of 25.
Features and platforms
| Feature | Fiscly | Giday |
|---|---|---|
| Pricing model | Freemium | Paid |
| Free plan | Yes | No |
| Platforms | Web | Web, phone divert (any Australian number) |
| Best for | Australians wanting a free, instant first answer to a tax or accounting question before engaging a professional. | Australian small businesses that miss calls and lose bookings |
| Skip if | Anyone needing actual tax lodgement, bookkeeping software, payroll, or ATO-integrated compliance tools. | Businesses outside Australia, or teams needing deep CRM integration beyond ServiceM8 |
Cost and usage limits
Fiscly has a free plan; paid plans start at A$40/month inc. GST (Claimed). Giday has no free plan; paid plans start at $19/mo (Essentials). Giday's entry plan is cheaper by $21 a month ($19 vs $40).
Prices from each vendor's pricing page. Fiscly checked November 2026 · Giday checked October 2026
Pros and cons
Fiscly
- Completely free for consumers: no account required to ask tax questions or browse the accountant directory.
- Covers all eight Australian states and territories with TPB-registered firms filterable by specialty, including niche areas like SMSF, crypto tax, and medical professionals.
- Honest, prominent disclaimer on every AI answer that the information is general only, reducing the risk of users acting on unverified advice.
- The AI assistant runs on Miyai.ai, a generic third-party customer-support platform, not a purpose-built Australian tax reasoning engine, which means it cannot handle complex or entity-specific scenarios with any reliability.
- No ATO integration, no BAS lodgement, no payroll, and no bookkeeping: the tool does none of the actual compliance work that Australian small businesses need done.
- The paid accountant listing checkout was listed as 'opens soon' at the time of review, meaning firms cannot yet subscribe to Claimed or Boost tiers through the site.
Giday
- Overage is capped at the next plan's rate rather than billed at runaway per-minute fees, a concrete financial protection not common in this category.
- Phone quoting from your own price list mid-call is available from $149/mo, letting the AI give a real price rather than just taking a message.
- The free trial clock starts on the first answered call, not at signup, so you get a genuine week of live use before any charge.
- The Starter plan's 60-minute allowance (~50 calls) runs thin quickly for any trade business with steady inbound volume; moving to Steady at $99/mo doubles the minutes but triples the price from Essentials.
- Zero published third-party reviews on Trustpilot or Google (confirmed by an independent comparison site as of October 2026), making it impossible to verify how the AI handles difficult callers, accents, or complex booking scenarios.
- ServiceM8 is the only named job-management integration; businesses running on other field-service platforms (Tradify, simPRO, AroFlo) get no native sync and would need to manage bookings separately.
Our verdict
Fiscly verdict
Fiscly suits Australians who want a fast, free first answer to a GST, BAS, or sole-trader tax question before deciding whether to hire a professional. The AI assistant is a general-purpose Q&A layer built on a third-party model (Miyai.ai), not a purpose-built tax engine, so it cannot lodge anything or connect to ATO systems the way dedicated compliance tools can. Anyone needing actual tax lodgement, bookkeeping software, or ongoing advisory should skip the AI side entirely and go straight to the accountant directory, or use a full accounting platform instead.
Read full Fiscly review →Giday verdict
Giday is the clearest option for Australian tradies, salons, and clinics that need a phone answered and a job booked without hiring a human or paying per-call rates. Its overage cap, billing you at the next plan up rather than charging runaway per-minute fees, is a genuinely unusual pricing protection you won't find at most rivals. The weak spot is call-minute allowances: at $49/mo you get roughly 50 calls, which runs thin fast for a busy trade business, and there are zero published third-party reviews to validate how the AI handles edge cases.
Read full Giday review →